Los Angeles Judgment Settlement

Los Angeles Judgment Settlement Attorney

Helping Consumers Get Back on Their Feet in California

When facing a legal judgment or debt, finding a reliable and experienced attorney to help you navigate the complex world of judgment settlements is crucial. At Fitzgerald & Campbell, we understand the stress and uncertainty that come with facing a judgment, and our team of skilled attorneys is here to provide you with expert guidance and advocacy throughout the settlement process.

As leading judgment settlement lawyers in Los Angeles, we are committed to protecting our clients' rights and achieving favorable outcomes in their cases. Our team has years of experience helping consumers get their financial lives back on track. We can help you as well.

Our experienced Los Angeles judgment settlement lawyers can assist you with various types of judgment settlements, including:

Lump-Sum Settlements: This involves a one-time payment to the creditor for a reduced amount to satisfy the debt.
Structured Settlements: Payments are made in installments over an agreed period, providing the debtor with a more manageable payment plan.
Debt Forgiveness: In some cases, creditors may be willing to forgive a portion of the debt in exchange for a lump-sum payment or an extended payment plan.
Creditor Negotiations: We can engage in negotiations with creditors to explore alternative methods of satisfying the judgment, such as exchanging assets or services.

Contact us today at (844) 431-3851 to discuss your options for getting out of debt with our judgment settlement attorney.

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Real Client Results

Conquering Your Mountain of Debt Since 1992

$1,043,087.06 settled for $492,701.56 Individual
Client Saved $27,433.00! UGH, I LLC.
$535,175.56 was settled for $375,000.00 Madison 65 Co
Client’s debt was reduced by $314,811.00! National Continental Insurance Company
$263,963.17 JUDGMENT VACATED! Los Angeles County Superior Court

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Understanding Judgment Settlements in California

A judgment settlement is an agreement reached between the creditor and the debtor to resolve a legal judgment or debt outside the traditional courtroom process. In California, judgment settlements can occur at various stages of the debt collection process, from the initial judgment to post-judgment proceedings. Resolving a judgment through a settlement can offer several benefits for both creditors and debtors.

The following are several benefits of judgment settlements:

Avoiding Lengthy Legal Proceedings: A judgment settlement can save both parties valuable time and resources by avoiding protracted court battles, which can be expensive and emotionally draining.
Preserving Relationships: In cases where the debtor is an individual or a business with an ongoing relationship with the creditor, settling the judgment can help maintain the relationship by finding a mutually agreeable resolution.
Control Over the Outcome: Parties have more control over the terms of a settlement than leaving the decision in the hands of a judge. This can lead to more creative and tailored solutions for both parties.
Protecting Credit Scores: Settling a judgment can prevent further damage to the debtor's credit score, making it easier for them to regain financial stability.

How Do Judgment Settlements Work?

Here’s an overview of how judgment settlements work in the state:

1. Obtaining a Judgment

A judgment is a court's final determination of the rights and obligations of the parties in a case. This can result from a trial verdict, a summary judgment, or a default judgment if the defendant fails to respond to the lawsuit.

2. Post-Judgment Steps

Once a judgment is entered, the plaintiff becomes the judgment creditor, and the defendant becomes the judgment debtor. The creditor is entitled to collect the awarded amount, including any interest and costs.

3. Settlement Negotiations

Even after a judgment is entered, the parties can negotiate a settlement. This often happens because:

The debtor may wish to avoid additional costs and efforts associated with enforcement.
The creditor may prefer a lump sum or a structured payment plan over potentially lengthy enforcement procedures.
Both parties may want to avoid the uncertainty and expenses of further litigation or appeals.

4. Terms of Settlement

As we mentioned earlier, the settlement can involve various terms, such as:

Lump-sum payment
Payment plan
Property transfer

5. Stipulated Agreement

The terms of the settlement are usually documented in a written agreement, often called a "stipulation for judgment" or "stipulated agreement." This agreement is typically filed with the court.

6. Satisfaction of Judgment

Once the debtor fulfills the terms of the settlement, the creditor files an "Acknowledgment of Satisfaction of Judgment" with the court. This document officially records that the judgment has been satisfied and releases the debtor from further obligations under the judgment.

7. Enforcement if Settlement Fails

If the debtor fails to comply with the settlement terms, the creditor can resume enforcement actions. This may include wage garnishments, bank levies, or placing liens on the debtor's property.

8. Modifications and Vacating Judgments

Modifications: In some cases, the parties may agree to modify the terms of the original judgment or settlement.
Vacating a Judgment: Under certain circumstances, a court may vacate a judgment, such as in cases of fraud, mistake, or new evidence.

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Why You Need a Los Angeles Judgment Settlement Attorney

Navigating the complexities of judgment settlements in California requires a deep understanding of state laws, negotiation skills, and legal expertise. Attempting to settle a judgment without legal representation can lead to costly mistakes and potentially unfavorable outcomes.

At Fitzgerald & Campbell, our Los Angeles judgment settlement attorneys have extensive experience handling a wide range of debt-related cases. When you choose our firm, you can expect:

Thorough Case Evaluation: We will conduct a detailed assessment of your case to understand the unique circumstances surrounding the judgment and debt.
Strategic Negotiation: Our attorneys are skilled negotiators who will work tirelessly to secure the best possible settlement terms on your behalf.
Protection of Your Rights: We will ensure that your rights are protected throughout the settlement process and that you are not taken advantage of by aggressive creditors.
Customized Solutions: Our team will develop tailored settlement strategies that align with your financial situation and long-term goals.
Clear Communication: We believe in transparent communication with our clients, keeping you informed at every step of the settlement process.

Our Los Angeles judgment settlement lawyer is dedicated to helping individuals and businesses find effective and efficient solutions to their debt-related challenges. Contact us today for a consultation at (844) 431-3851 and let us help you regain control of your financial future.

Hear From Our Happy Clients

At Fitzgerald & Campbell, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

"Great help from the start!"
Fitzgerald & Campbell were a great help from the start. Seeking their legal help for dealing with debt collectors was the right decision. The process was simple and straightforward, reducing my stress greatly for a reasonable price. Highly recommend!

- C.M.
"Clarity and prompt communication."
We were involved in a tricky sister-state judgment case from a vehicle accident in Nevada. Several attorneys were stumped, but Fitzgerald & Campbell provided clarity and prompt communication to vacate the judgment. The case is now dismissed without prejudice. Highly recommended.

- E.C.
"Fitzgerald & Campbell is Truly Praiseworthy"
I was in a difficult and stressful situation. I was sued and served over an old personal loan.
Fitzgerald & Campbell helped me to settle and lowered the judgment amount in less than a month.
This firm is outstanding and they care about their clients.
Thank you, Ms. Patricia Mendez for being so passionate and so helpful about my case.
Now, am stress free.
Fitzgerald & Campbell is a truly praiseworthy and highly recommended firm.
Thank you.

- E.A.
"You Are All Amazing"
Thank you very much, Ma'am for the immediate help.
You are all amazing!🙏🙏🙏

- E.A.
"Friendly hand to get you out."
Dealing with a judgment and wage garnishment, Fitzgerald & Campbell explained my options to settle and guided me through the paperwork. They handled all communication with the creditor, negotiating a settlement I could afford. They extend a friendly hand to get you back on your feet.

- S.J.

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"I've walked in your shoes! Let me do for you what I learned to do for myself." - Gregory M. Fitzgerald, Managing Partner

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