California Collection Defense Attorney
If you have been sued on a debt:
- Do not assume there is nothing you can do.
- Do not assume you will lose.
- Do not assume you owe what they allege.
- Do not assume there is no one who can help.
- Do not assume a lawyer will cost too much
Fitzgerald & Campbell is dedicated to making sure creditors follow the law to prove what you owe. Our motto is: Admit Nothing! Demand Proof!
Featured Case Results
- A lawsuit in the amount of $51,577.91 was settled for $16,800.00
- A lawsuit in the amount of $24,538.19 was settled for $0.00
- A lawsuit in the amount of $14,028.52 was settled for $0.00
DISCLAIMER: Every case is different. Results depend on the unique law and facts of each case. Fitzgerald & Campbell, APLC makes no guarantees or warranties about the outcome of any particular matter or case.The Fitzgerald & Campbell, APLC website, or the information contained within the website, should be construed as ATTORNEY ADVERTISING
Collection Defense Options
1) Defend the Lawsuit with the Help of an Experienced Debt Defense Attorney
Debt collectors and their attorneys are like predators trying to find the easy meal. They’re looking for the weakest, easiest to catch prey they can get their teeth into. You don’t have to be the fastest or the strongest to escape the predator. You just have to show the predator that you’re going to put up a fight, and it’s going to take a lot of time and energy to chase after you.
2) Ignore the Lawsuit
You may be “judgment proof”. If you will never have any assets the creditor can seize (such as Social Security or Veterans benefits) a judgment will have no practical effect on you.
3) Settle the Lawsuit
Many collection agencies buy bad debts in bulk from creditors and other agencies for pennies on the dollar owed. A plaintiff may be willing to accept a fraction of the original debt in a lump sum to resolve the issue. This is particularly true when they are made to prove up their case.
4) File for Bankruptcy
Depending on the type of debt, this may eliminate the debt entirely. Bankruptcy should always be reviewed as an option to terminate a collection lawsuit.
Know Your Rights!
If you’ve been sued on a debt, don’t give up. You have rights and just because a lawsuit has been filed doesn’t mean it will be successful. Contact our seasoned CA debt defense lawyers to assess how we can aggressively defend you in collection cases.
By simply filing an Answer in court you extend the time before any judgment can be entered against you. This time can be crucial in getting you the time you need to determine your next step. We strongly encourage everyone who is sued by a creditor or collector to at least do this. By just filing this single document you have a chance at winning. Creditors lose files, some judges will listen to you. But you have to try. If you don’t ask, you don’t get.
Our Promise to You
The best way to do this is to have Fitzgerald & Campbell represent you. We have decades of experience fighting these cases. We will make them prove up their case. We will make it difficult for them. We will make it not profitable for them to pursue you. We will hold them to the letter of the law. We will make sure that you are treated equally and fairly. You owe it to yourself and your family to use your money wisely and that includes only paying those debts you are legally obligated to.
At Fitzgerald & Campbell we can help. Our process is simple. All that is needed is an attorney who is willing to fight hard for you, an attorney who does not blindly accept what collectors say, an attorney who is willing to remind the judge of what the law requires.
We allow you to pick the fee you like. Be it a flat fee or performance fee (%) or even an hourly basis, you can pick what works best for you. The important thing is that you can afford it and we will save you money. Call us now to find out just how reasonable we are.