Santa Ana Debt Collection Defense Attorneys
If you have been sued on a debt:
- Do not assume there is nothing you can do.
- Do not assume you will lose.
- Do not assume you owe what they allege.
- Do not assume there is no one who can help.
- Do not assume a lawyer will cost too much
The debt defense attorneys at Fitzgerald & Campbell are dedicated to making sure creditors follow the law to prove what you owe. Our motto is: Admit nothing! Demand proof!
Real Client Results
Conquering Your Mountain of Debt Since 1992
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$1,043,087.06 settled for $492,701.56 Individual
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Client Saved $27,433.00! UGH, I LLC.
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$535,175.56 was settled for $375,000.00 Madison 65 Co
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Client’s debt was reduced by $314,811.00! National Continental Insurance Company
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$263,963.17 JUDGMENT VACATED! Los Angeles County Superior Court
Know Your Rights!
If you’ve been sued on a debt, don’t give up! You have rights, and just because a lawsuit has been filed doesn’t mean it will be successful. Banks and creditors often make mistakes in the loans, in the payment history, and in the filing of the case. They are not perfect. They also violate federal collection laws regularly. They also don’t always show up in court! It’s true what they say: Showing up is half the battle!
Our Promise to You
We have decades of experience fighting these cases. Mr. Fitzgerald has been a consumer lawyer for over 30 years. He has a staff of over 35 people who are specifically trained for these types of cases. We do not do any other type of case. You will not find a better team to represent you in a collection defense case.
We will make them prove up their case. We will make it difficult for them. We will make it not profitable for them to pursue you. We will hold them to the letter of the law. We will make sure that you are treated equally and fairly. You owe it to yourself and your family to use your money wisely, and that includes only paying the debts that you are legally obligated to.
At Fitzgerald & Campbell, we can help. Our process is simple. All that is needed is an attorney who is willing to fight hard for you, does not blindly accept what collectors say, and is willing to remind the judge of what the law requires.
Our Fees
Our fees are all flat and fixed, and include all expenses, including court filing fees. You WILL NOT receive any “surprise” bill or expense. They also include going to trial — we know it is important as creditor attorneys to show that we are all in for our clients.
We do not “coach,” as that is a big mistake in these types of cases. We do not charge one fee for this and one fee for that. When we are your attorney, WE DO EVERYTHING.
We are extremely affordable and offer payment plans.
Schedule Your Free Consultation
Call (844) 431-3851 or use our contact formto speak with a representative 24/7. One of our case analysts will get in touch with you to schedule your consultation.
Collection Defense Options
1) Defend the Lawsuit with the Help of an Experienced Debt Defense Attorney. (BEST OPTION)
By simply filing an answer in court, you extend the time before any judgment can be entered against you. This can be crucial in getting you the time you need to determine your next step. We strongly encourage everyone who is sued by a creditor or collector to do this.
By just filing this single document, you have a chance at winning AND you extend the time before anything further can happen to you (such as garnishments and levies) by months and even years. The best settlements come when contesting the case.
Debt collectors and their attorneys are like predators trying to find the easy meal. They’re looking for the weakest, easiest to catch prey they can get their teeth into. You don’t have to be the fastest or the strongest to escape the predator.
You just have to show the predator that you are not like the other 95% of defendants who do nothing at all. You’re gonna fight, and it’s going to take a lot of time and energy for the creditor to chase after you.
2) Ignore the Lawsuit (BAD OPTION)
This WILL result in a judgment being entered against you. With a judgment, a creditor can garnish your wages (of you AND your spouse), levy bank accounts, lien and sell your real estate, and enforce many other enforcement actions against any assets you have.
Ignoring any lawsuit is a BAD IDEA. At a minimum, get a free consultation from an experienced lawyer at Fitzgerald & Campbell, APLC. Knowledge is power — make an informed decision.
Hear From Our Happy Clients
At Fitzgerald & Campbell, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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Fitzgerald & Campbell were a great help from the start. Seeking their legal help for dealing with debt collectors was the right decision. The process was simple and straightforward, reducing my stress greatly for a reasonable price. Highly recommend!- C.M.
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We were involved in a tricky sister-state judgment case from a vehicle accident in Nevada. Several attorneys were stumped, but Fitzgerald & Campbell provided clarity and prompt communication to vacate the judgment. The case is now dismissed without prejudice. Highly recommended.- E.C.
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I was in a difficult and stressful situation. I was sued and served over an old personal loan.
Fitzgerald & Campbell helped me to settle and lowered the judgment amount in less than a month.
This firm is outstanding and they care about their clients.
Thank you, Ms. Patricia Mendez for being so passionate and so helpful about my case.
Now, am stress free.
Fitzgerald & Campbell is a truly praiseworthy and highly recommended firm.
Thank you.- E.A. -
Thank you very much, Ma'am for the immediate help.
You are all amazing!🙏🙏🙏
- E.A. -
Dealing with a judgment and wage garnishment, Fitzgerald & Campbell explained my options to settle and guided me through the paperwork. They handled all communication with the creditor, negotiating a settlement I could afford. They extend a friendly hand to get you back on your feet.- S.J.