How to Find Out if a Court Judgment Was Granted Against You
If you have been struggling with debt, finding out that you are being served with a collections lawsuit may not be wholly unexpected, but what may be surprising to you as time goes on is how stressful the unknown can be. If you have been forced to skip payments on bills due to extenuating circumstances (car accident, serious illness, unemployment, separation or divorce, or other serious personal matters), your finances may have quickly spiraled out of control, leaving you vulnerable to continued phone calls and harassment by creditors and debt collectors, as well as opening you up to the potential for being sued.
While some credit card companies and other lenders may simply continue to call and make threats to sue, others will follow through swiftly—and usually with the expectation that you will do nothing; after all, if you don’t respond to the lawsuit or consult with a collections lawsuit attorney to defend you, chances are a default judgment will be granted against you almost automatically.
If you ignored a collections lawsuit and simply have no idea what happened, or if you suspect a default judgment was granted against you in the state of California—but you just aren’t sure—begin by contacting the creditor you suspect may have been behind such legal action so you can contact the court for more information and request a copy of the outcome. If your paycheck is being garnished or if your checking account is suddenly frozen, then you can be quite certain a default judgment is in place; however, you should have been notified before such action took place. You should also be able to contact your employer or the bank for information regarding the creditor that is taking such aggressive measures to see the debt satisfied.
Assuming you should have been served with a summons and complaint notifying you of a lawsuit, you would in most cases be in possession of all the information necessary to understand who sued you, for what amount, and all the details about which county and court where proceedings would follow. If you did not ever receive notice of the lawsuit, process of service may have gone wrong, perhaps you lost the documents, or some other circumstance may have prevented you from receiving them.
Contact Fitzgerald & Campbell, APLC now. Our attorneys have decades of experience in serving clients as they navigate through challenging financial situations, to include collection lawsuits, default judgments, and more. Let us review your case and discuss what would work best for you. We are here to help! Click here to schedule a free 30-minute consultation, or call us at (855) 709-5788, or email us at firstname.lastname@example.org.
Posted in: Judgments