Sued Over Medical Debt? Worried about a Judgment? There is Hope!
While medical debt is still the leading cause of consumers filing for bankruptcy and being sued in the United States, along with causing enormous stress for individuals of all ages, there are many other culprits also—to include the obvious issues with money mismanagement, lack of employment, or loss of hours. Recent news shows that consumer borrowing continues to increase at a fast pace—and more so since that of late 2017. While this shows that consumers in the US overall feel good enough to take out loans and continue spending money, revolving debt continues to grow, and households may become over-extended.
The numbers indicate that many consumers are using credit cards to get by in purchasing many of the essentials, rather than refraining from using them only in case of emergency; however, many consumers may see themselves as having to bring out the cards to shop for groceries or buy prescriptions due to no income at all, usually defining crisis of some sort. And while spending is good for the economy, the overextended household as a rule for the US is concerning—and especially for those burdened with large student loans too, often requiring over $350 a month on the average.
For consumers under severe pressure, they may worry about impending collections lawsuits brought on by ongoing delinquencies. Sometimes legal action may be a surprise, while creditors may have made their threats clear previously; in any case, it is critical to consult with a collections lawsuit attorney from a firm like Fitzgerald & Campbell, APLC.
If your debts are beginning to mount, you could be finding yourself dealing with a sense of hopelessness, embarrassment, and other negative feelings. You are certainly not alone as so many other consumers and borrowers in the US are going through the same experience, but the key is to act quickly with the help of a skilled attorney. Procrastination often plays a part in dealing with debt because it is an odious task that none of us find pleasant. But getting past the collection lawsuit—or getting past a default judgment—means that you can stop worrying about creditors hanging over your head. You can stop worrying about losing a portion of your pay to court-ordered garnishment, law enforcement showing up to take your possessions and sell them at public auction or finding your bank account frozen with the cooperation of your bank.
No matter how far these issues have progressed, an attorney from Fitzgerald & Campbell, APLC can help you get back on track, whether it means negotiating with creditors and helping you settle a debt with a lump-sum payment or a new set of monthly payments, responding to a lawsuit and defending you in court, or filing a motion to dismiss a judgment and freeing you from legal action altogether.
Our attorneys have decades of experience in serving clients as they navigate through challenging financial situations, to include collection lawsuits, default judgments, and more. Let us review your case and discuss what would work best for you. We are here to help! Click here to schedule a free 30-minute consultation, or call us at (855) 709-5788, or email us at firstname.lastname@example.org.
Posted in: Judgments