Took Your Time Paying the Bills? Do Not Procrastinate in Dealing with the Collections Lawsuit!
While there are many times in life that relaxing is a good thing—along with enjoying time to smell those roses along the way—taking care of financial matters generally does not figure into that type of mellow ideal. And waiting will only make matters worse. Debt collectors may be calling incessantly and filling your mailbox with threatening letters as they have debts they want to see satisfied immediately, but without the income to do so, you may have found yourself becoming extremely desensitized, even to the point of turning off the phone, blocking numbers, and bypassing the mailbox.
Eventually though, there may come a day when you hear that dreaded knock at the door and open it to a deputy serving you with a summons and complaint to be answered within 20 to 30 days. While you may have been waiting to pay bills simply because you did not yet have the money to pay, waiting to respond to the collection lawsuit could be the beginning of the end as financial devastation ensues.
As soon as you find out you are being sued, consult with a skilled attorney who will not only file an answer, but will also help you examine your options for getting back on track, whether that means defending the lawsuit in court or perhaps even attempting to negotiate with the creditor. As consumer and household debt continue to rise in the US—and to historical highs—many younger borrowers are having a difficult time keeping up not only with basic debt like credit cards, but also private student loans which could be sizeable. As the cost of living continues to exceed that of raises being given by employers, many are unable to meet even their basic bills.
When the collection lawsuit is not dealt with swiftly, a default judgment may be granted almost automatically, leading to garnished wages, and levying of bank accounts and property.
If you are finding it difficult to pay your bills, or are being sued, or have judgments granted against you, contact us at Fitzgerald & Campbell, APLC. We can review your current situation and discuss your options with you, whether that means fighting in court, negotiating a settlement, filing for bankruptcy, or more. Our attorneys have decades of experience representing clients in all types of financial matters, and we are here to help you! Call us today for a free consultation at (855) 709-5788 or email us at firstname.lastname@example.org.