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Will I Receive My Collections Lawsuit in the Mail?

collections lawsuit
  • Aug 14 2019

Credit card lawsuits often come as a surprise. While you are probably aware that you owe a significant amount of money to a credit card corporation, this could be a bill that you have not been able to pay on for quite a while, but finally shut out the noise of collections activity via the phone, as well as ignoring the mail. This is a common tactic for many debtors, but in the end you may find yourself dealing with a summons and complaint and in need of a skilled collections lawsuit attorney.

In most cases, legal documents such as a collections lawsuit will be served to you at your home by a sheriff’s deputy or a private process server. It is true that they may show up at an inopportune time and can be quite aggressive in their efforts to find you, should you not be around much or make the poor decision to evade service. The lawsuit is happening whether you like it or not though, and the process of service is actually for your benefit to let you know that legal action is being taken against you—not to make you feel attacked. It is never pleasant to open the door and find a process server there delivering what is essentially a stressful announcement; however the collections lawsuit is something that needs to be dealt with, and if you can take the time to separate emotion from finances during this difficult time, you will be much better off—along with allowing an attorney to handle the bulk of the communications.

In some cases, lawsuit documents may actually be sent through the mail, or service by publication may occur. The summons basically outlines exactly what its name would entail, summoning you to court and warning that you have 20 to 30 days to respond to the lawsuit. Take note of this as you should reply. The complaint will outline how much the company thinks you owe them, and the information there is critical to your case and your defense. With a skilled collections lawsuit attorney representing you in court, you may be very surprised to find out how quickly the creditor or debt collections agency backs down; after all, they want to spend as little time and effort on your case as possible.

If you are concerned about impending creditor lawsuits or fighting a default judgment, consult with an experienced law firm like Fitzgerald & Campbell, APLC as soon as possible. A solution can be found to help you through any of these issues, even if a judgment has already been granted.

Our attorneys have decades of experience in serving clients as they navigate through challenging financial situations, to include collection lawsuits, default judgments, and more. Let us review your case and discuss what would work best for you. We are here to help! Call us today for a free consultation at (855) 709-5788 or email us at info@debtorprotectors.com.

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