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Collections Lawsuits & Court Judgments: Don’t Let Shame & Embarrassment Stop You from Finding a Solution

  • Jun 12 2019

These days, debt affects borrowers of all ages— and for many, the credit card is where it all begins. If you were given a credit card as a younger consumer, it might have seemed like a momentous time. You probably paid off your bill every month at first and were thrilled to have an account that would help you build credit and act as a backup for financial emergencies. Unfortunately, over time, those emergency credit cards usually end up getting used, and may quickly be run up to the max. You may have also been granted multiple credit cards, bearing bonus points and rewards, travel miles, and other incentives.

The situation only worsens if you find yourself in a personal crisis. You may be suffering from an illness or taking care of a family member who is sick, trying to recover from a terrible car accident or motorcycle crash, or you may be in the throes of a divorce or separation. It can be very difficult to experience an unexpected life event while you are trying to deal with paying bills and bringing in extra income too. You may have lost your job or had your hours cut—and if you have been sick or injured, you may have been completely unable to work temporarily, or even permanently.

Unfortunately, with debt, there usually comes embarrassment, and shame too. This should not keep you from getting help, but like many other individuals in the US suffering from money problems, you may want to keep the problem to yourself, and even hide away from the world. Financial problems are not going to go away though unless you act, quickly and decisively. Speak with a debt protection attorney who can help set you straight with creditors, or as a last option, you may need to file for bankruptcy.

If you are served with a summons and complaint about a collection lawsuit or if a default judgment has been granted against you, you simply cannot go it alone. Legal help is necessary to help you avoid even worse repercussions, mainly from the default judgment that could result in you losing up to 25 percent of your pay until the debt is satisfied. Law enforcement could also come to your house and take your assets to sell at auction, or your checking account could be frozen the next time you go in the grocery store.

With skilled legal help, you can negotiate debts, look forward to defense during a collection lawsuit, and avoid a default judgment. If you are in serious financial trouble, you need serious protection. We can help you explore your options if you are being sued or a judgment has been granted against you. Our attorneys have decades of experience in serving clients with similar financial situations. Let us review your case and discuss what would work best for you. We are here to help! Call Fitzgerald & Campbell, APLC today for a free consultation at (855) 709-5788 or email us at info@debtorprotectors.com.

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Posted in: Collections lawsuit, Credit Card Lawsuits