Default Judgments: When You Are Under Financial Fire
If debt has begun to accrue at a massive rate, and you are concerned about your financial health, act by calling an experienced debt protection attorney as quickly as possible. For many consumers in the US, the escalation of debt occurs while they are not looking—in the hospital for a serious illness or while at home for a long period of time in recovery. This is all too often the unfortunate case also with a major car accident or motorcycle crash where working either temporarily or permanently becomes impossible. And the escalation begins—with other unfortunate life circumstances sometimes coming into play too such as separation or divorce, or responsibilities to act as a caregiver for an ageing parent or another relative.
With so much going on, it can become increasingly difficult to even notice the bills that are coming in, remember all the automatic drafts that may be scheduled to go out, much less pay them. And if there is no income to handle the bills anyway, big `trouble is brewing. While you may need to look at numerous different options with the help of your debt protection attorney from a firm like Fitzgerald & Campbell, APLC, bankruptcy may be your best choice if you are being chased by debt collectors daily via phone and through the mail too.
A collections lawsuit may be inevitable, and with expert legal help you will be able to fend off as much stress—both emotionally and financially—as soon as possible. If you have procrastinated in dealing with your finances, and your debt, however, you may have been served and the court date may have already come and gone. The result was most likely a default judgment granted in your name, and if you have anything in your name to lose, including a paycheck, this type of court action could be devastating to your life. There may still be time to see it vacated with a motion to vacate, or perhaps you could negotiate the debt down significantly with the creditor (yes, still!) and see it respectively dismissed or satisfied. The goal is to avoid wage garnishments, or property or checking account levies.
We can help you explore your options if you are being sued or a judgment has been granted against you. Our attorneys have decades of experience in serving clients with similar financial situations. Let us review your case and discuss what would work best for you. We are here to help! Call Fitzgerald & Campbell, APLC today for a free consultation at (855) 709-5788 or email us at firstname.lastname@example.org.
Posted in: Judgments