Do I really need a Lawyer to File Bankruptcy?
Many people think they can save money by doing things themselves. When it comes to painting a room or fixing a leak, this may be true. However, the practice of law is one area where seeking professional help is usually the best idea.
There are a wide variety of DIY books and websites that promise they can assist you with filing your personal bankruptcy case, the majority of them only provide general advice and guidance. Many fail to provide reliable information that is specific to the jurisdiction where your case will be filed.
There is a good reason why attorneys must attend several years of school before they are allowed to practice law. The legal system can be complicated and difficult to successfully navigate if you have not had the appropriate education, training and experience. When you file for bankruptcy protection, there are numerous rules and deadlines that you must abide by and meet. It is easy to fall into one of these “legal traps” if you are not sure what you’re doing. Many pro se debtors who file with the help of a lawyer spend more time and money by fixing their mistakes than they would have by retaining an attorney to represent them in the first place.
It should be noted that a seasoned attorney will help you with your bankruptcy planning and walk you through the process step by step. A DIY book or website will not provide this type of service. A lawyer will review your individual finances and anticipate any problems or obstacles that could occur in your filing. Your attorney will also assist you with resolving any issues before they evolve into major problems.
When you make the decision to file for bankruptcy protection, it is important to seek the advice of an experienced bankruptcy attorney. You want to make sure that your filing is done right the first time. This will save you time, money and stress.
We can help you understand all of your debt relief options and ensure that you are fully prepared for your Chapter 7 or Chapter 13 filing. We will ensure that you include all of your debt, timely file the required financial disclosures, meet the strict deadlines, and obtain your discharge of debt as quickly as possible. When you consider the fact that you may be allowed to eliminate thousands of dollars of debt in your filing, the fee you pay your attorney is a very wise investment!
If you are considering filing a bankruptcy and you need help determining which type of filing would be best for you, contact Fitzgerald Campbell to schedule an appointment. We do not offer just one debt relief option, we don’t push you in one direction. If bankruptcy right for you, we will tell you. If it’s not, we will tell you that. If bankruptcy is your get out of debt plan, it needs to be done right. It needs to be in the hands of experienced lawyers who have been there before. Contact us today!
Posted in: Bankruptcy